Disclaimer

Effective Date: 12 August 2026

General Disclaimer

The content available on the Rupymart website is provided for general information and for communicating the nature of services offered by Rupymart. While reasonable efforts may be made to maintain accurate and updated information, Rupymart does not warrant that all website information will at all times be complete, current or suitable for every individual situation.

No Lending Representation

Rupymart provides credit-related support services, which may include credit score improvement guidance, debt recovery support and loan underwriting services. Unless expressly disclosed otherwise through appropriate legal and regulatory information, nothing on this website should be interpreted as representing Rupymart as:

• A bank
• An NBFC
• A credit information company
• A deposit-taking institution
• A statutory authority
• A government body
• An entity authorized to guarantee loan approval

The website itself does not constitute an offer or sanction of credit.

Credit Score Disclaimer

Credit scores are influenced by several factors and may be calculated by independent credit information companies according to their respective methodologies. Rupymart may provide guidance regarding credit behaviour and credit-profile management but cannot control or guarantee the score generated by a credit information company. Accordingly, Rupymart does not guarantee a particular credit-score increase, removal of accurate negative records, loan eligibility, loan approval, interest rate or other credit outcome.

Loan Underwriting Disclaimer

Loan underwriting support provided by Rupymart is intended to assist financial institutions or other authorized clients in evaluating credit applications and associated risk. An assessment or recommendation should not automatically be interpreted as a final sanction or rejection decision. Final lending decisions remain subject to the policies, authority, eligibility criteria, risk framework and discretion of the lender concerned.

Debt Recovery Disclaimer

Where Rupymart performs debt collection or recovery-related services, it does so on the basis of appropriate client instructions and subject to applicable requirements. Rupymart does not endorse harassment, threats, coercion, unlawful pressure, public humiliation or any other improper recovery method. The existence, enforceability, amount and settlement of an underlying financial obligation remain subject to the relevant documents, agreements, applicable law and instructions of the concerned creditor.

No Financial or Investment Advice

General information appearing on the website should not be regarded as personalized:

• Investment advice
• Tax advice
• Legal advice
• Accounting advice
• Lending advice

Users should obtain appropriate professional advice where their circumstances require it.

No Guarantee of Results

Examples, descriptions or statements relating to possible benefits of Rupymart's services should not be interpreted as guarantees. Individual and business outcomes can vary considerably.

Third-Party Information

Information supplied by third parties may be relied upon when providing certain services. Rupymart cannot guarantee the accuracy of records independently maintained by lenders, credit information companies, financial institutions, government authorities or other third parties.

External Links

Any external links appearing on the website may be provided solely for convenience or reference. Rupymart does not automatically endorse or accept responsibility for the content, security, products, services or privacy practices of independent third-party websites.

Website Availability

Rupymart does not guarantee that this website will always operate without interruption, delay, technical error or security risk. Reasonable efforts may be made to maintain availability and integrity.

Contact

Questions concerning this Disclaimer may be directed to: